MT Week - Money Rules: Ask this question before buying anything

Before you buy anything, you should ask yourself: Does this fit in with my priorities?

That’s the money rule that Sara Williams lives by.

Williams has been a debt advisor for over 20 years and writes Debt Camel, a website where she answers all the pertinent questions about debt and credit scores.

Last year, I interviewed her for a Money Talk series on debt where we chatted about what actually happens when you go to a debt charity for help, why a Debt Management Plan might be useful for some, and your options when the debt gets serious.

Here, she explains the reasons behind her money rule.