MT Week - How to build your credit score without a credit card (or borrowing)

Having a good credit score and a strong credit history is essential if you need a mortgage to get on the housing ladder.

Lenders will see you as a more reliable borrower - so they’ll be more likely to approve your mortgage application - and you’ll get better deals. The principle is the same for other kinds of borrowing, too.

Traditionally, a credit card h…