MT Focus - How to manage your spending

And curb the urge to splurge

Feel free to file this one away for future reference.

‘Tis the season to spend, spend, spend. It’s good for businesses, the economy and possibly a little for your mental health, too. But for your bank balance? Not so much.

Managing our spending can be difficult at the best of times, but at Christmas it somehow seems especially challenging.

Perhaps it’s the…