MT Digest - A Buy Now Pay Later shake up is coming
What to read right now…
The government reckons its new pension megafunds will make everyone £6,000 better off - though of course there are some caveats.
Meanwhile, the shake up of the Buy Now Pay Later industry is coming (in 2026).
On a different note, November, December, January and February are the best months for finding great deals on rental properties.
And finally, Denmark’s retirement age will be 70 by 2024. It’s a rather terrifying prospect, and makes me wonder whether there will be a day when retirement is a distant memory.
Of course, there’s nothing to stop you from retiring early if you can afford to, especially if you know what you need to retire and have a financial plan in place to get you there.
The deal that’s a steal…
You can currently get the Ninja Speedi 10-in-1 rapid cooker and air fryer for just £119.98 on Amazon*.
It normally retails at £229.99, so you’re making a pretty healthy saving of close to 50%.
This multicooker is 5.7 litres, so big enough for families.
It can also be used for everything from air frying and steaming to grilling and roasting.
I mentioned this before but I’m a big fan of multi-cookers because they’re so convenient, and this one has had stellar reviews.
If you only do one thing…
Last week Money Talk turned five!
It’s been an unbelievable five years, with the newsletter turning into a website and then adding a WhatsApp channel.
Of course, what makes this whole thing work is the word of mouth.
So, if you’ve loved the newsletter, whether you’re on the free or premium version, do help it grow by sending it to someone who might be interested.
Think someone you know might like Money Talk? Refer a friend (or few) and get free premium subscription.
Best buys
Below are some of the free financial products I recommend. For the full list, see Money Talk best buys.
Current account:
Nationwide Flex Account 5% AER (first 12 months up to £1,500; for new customers only) - read my Nationwide review here
See also:
Instant access savings account:
Marcus Online Savings Account 4.30% AER
Chip Easy Access Saver* 3.56% AER (penalty for more than three withdrawals)
Regular savings account:
First Direct Regular Saver 7% AER (pay in up to £300 a month)
Natwest Digital Regular Saver 6.17% AER (pay in up to £150 a month, with higher rate paid up to £5,000)
RBS Digital Regular Saver 6.17% AER (pay in up to £150 a month, with higher rate paid up to £8,000)
See also: