Is it worth switching to a Club Lloyds bank account?

I'm always comparing different bank accounts to compile the Money Talk Best Buy list that you find at the bottom of each and every email.

The one account that I've never recommended is the Club Lloyd current account from Lloyds Bank.

The reason is simple: it's a fee paying account so it's not for everyone.

But actually, I think it provides incredible value - and that’s why I switched my Santander account over to it last year.

As they currently have a bank switching offer on, I wanted to look at why it's so great - and whether it might be the right option for you.